About Us

We're more than just a consulting and technology firm—we're catalysts for positive change. With a passion for responsible lending and compassionate financial assistance, we empower businesses to navigate the complexities of the modern financial customer experience with confidence and integrity.

We're revolutionising Credit Risk and Collections with empathy and innovation

Our Story

At Qurioux, we don’t just support organisations—we help them lead. We're here to make a real difference—by redefining what’s possible in credit, risk, collections and hardship

Our journey began with a bold vision: to revolutionise credit risk management, collections and hardship — combining empathy and innovation to deliver tangible results where it matters most.

Founded by seasoned industry experts Sacha Close and Kris White, Qurioux Solutions was built on decades of experience, a deep understanding of vulnerability in the credit lifecycle, and a shared belief that change should be both meaningful and measurable.

At Qurioux, we specialise in transforming how organisations support customers—including those experiencing vulnerability—by bringing empathy, precision, and purpose to every engagement. Operating in one of the most complex and regulated areas of business—credit provision, debt collection, and hardship management—we bring together advanced technology, deep data insights, and sector-wide expertise to solve the challenges others won’t touch.

We’ve partnered with a broad range of organisations across Australia and New Zealand, including banks, non-bank lenders, telcos, utilities, debt buyers, collections agencies, and government departments. From regulatory reform to economic shocks, we’ve helped our clients navigate the moments that matter—with clarity, compassion, and measurable results.

Our purpose-built solutions are designed to tackle complexity head-on. Whether it’s untangling legacy systems, improving operational efficiency, or crafting bold strategic roadmaps, we enable our clients to deliver smarter credit strategies, more compassionate collections and hardship solutions, and better outcomes for customers doing it tough.

Meet The Team

Sacha Close

Co-founder

Sacha Close is the Co-Founder of Qurioux Solutions and Women in Credit Risk and Collections (WiCRC). With over 20 years of industry experience, including senior executive roles at companies like Experian, Equifax, CBA, Westpac, and Accenture, Sacha has led major transformation initiatives that balance risk, compliance, and customer care.

Her expertise lies in modernizing outdated processes, data, and technology to deliver empathetic and results-driven solutions. Sacha's hands-on approach guides organizations through large-scale transformations, helping businesses optimize performance, mitigate risk, and improve customer experiences. She’s deeply committed to fostering innovation that addresses financial vulnerability and promotes economic resilience.

As a thought leader and advocate for change, Sacha continues to challenge the status quo, offering real-world solutions that emphasize the human stories behind financial challenges and responsible lending. Her active role as a speaker and change agent drives her mission to revolutionize credit risk and collections through the power of empathy, data-driven insights, and practical, actionable strategies. Her approach is simple: "We’re transforming ‘moments that matter’ with compassion and innovation to ignite lasting financial recovery."

Kris White

Co-founder, CEO

Kris White is a strategic leader with over 20 years of experience in financial assistance, collections, recoveries, and operations. In her previous roles Kris led transformative initiatives focused on driving value through innovative strategies that align people, processes, and technology. She is the co-founder and CEO of Qurioux Solutions.

With firsthand experience in the recent ASIC hardship review, Kris has a deep understanding of how to assess the current state and build roadmaps that not only work for customers but also make operational and commercial sense. Her ability to design solutions that support both efficiency and regulatory compliance has made her a respected voice in the industry.

Throughout her career, Kris has held senior roles at leading organizations, including Division Director at Macquarie Group, CBA, Baycorp, and Credit Corp, where she was responsible for remediation, transformation programs, and business growth. She is known for her expertise in developing customer-focused strategies that deliver measurable results while fostering high-performance cultures within her teams.

Kris is dedicated to bridging the gap between regulatory requirements and operational realities, particularly in the context of financial hardship. Her hands-on, pragmatic approach to balancing compliance with customer needs is central to her work.

Kris is a passionate advocate for operational excellence and financial inclusion, bringing a wealth of knowledge to every challenge she tackles.

Our Mission

To help our clients transform with empathy, insight, and innovation.
We guide organisations through change by challenging assumptions, sparking new thinking, and supporting the adoption of bold, customer-first behaviours that create lasting impact.

APPROACH

We’re not passive observers—we’re active change-makers.
We challenge outdated mindsets and advocate for a more compassionate and effective approach to financial resilience. Our work is built on strategic partnerships, shared purpose, and a belief that the right support can spark meaningful change.

VISION

To be the leading force in transforming how credit, collections, and financial assistance are delivered—helping businesses show up with empathy and innovation during their customers' most pivotal moments.

Revolutionising credit risk and collections with empathy and innovation

Our Values

Experience

Deep expertise underpins everything we do.

Through deep understanding of the pitfalls and successes of large-scale, multi-year transformations as consultants, suppliers, and end-users, we use this wealth of knowledge to open opportunities, upskill, save time through proven frameworks, and prevent costly mistakes for organisations navigating complex change.

Integrity

We do what’s right, even when it’s hard.

Upholding honesty, transparency, and ethical standards in all interactions and business practices. Collections is often about having the hard conversation. Growth is achieved through honest hard conversations and decisions. Integrity means collaboration and inclusion. Change is only possible when the vision is clear.

Diversity

We embrace different perspectives to fuel innovation.

We know better than most how important different voices and options are at the table. We don't just reference diversity - we live it, we celebrate it and we champion it. Diversity across skills, experiences, and life stories weaves the empathy, compassion and excellence that Qurioux is known for.

Customer-Centricity

Every decision starts with the customer in mind.

Placing the needs and satisfaction of clients and customers at the forefront of all decision-making processes and initiatives, with a focus on compliance, privacy, and empathy-by-design through human-centric principles.

Empathy

We believe understanding is the foundation of impact.

Helping businesses create processes and technology that understands and addresss the challenges of customers with compassion and empathy is core. Helping business remove friction and deliver excellent customer experience while creating lasting change.

Simple Is Best

We cut through complexity to deliver clarity.

We can help navigate the guiding even the most complex large organisations towards tangible change. Transformation is hard. Prioritising progress over perfection, we navigate transformation with purposeful direction. We excel in delivering innovative solutions through the power of simplicity.

Innovation

We move fast, think differently, and lead change.

Embracing creativity and forward-thinking approaches to drive positive change and transformation allows us to constantly grow and learn. We will lead innovation through simple and practical transformation. Through partnership and research, we bring the best technology, suppliers and processes in the industry to our clients.

Social Impact

“In trying to make a big difference, don’t ignore the small daily differences we can make.”

Learn more

Qurioux Solutions